WhiteBIT Nova Visa Debit Card allows you to use digital assets for everyday spending and earn rewards. It is designed for convenient use of cryptocurrencies in everyday life.

"The WhiteBIT Nova Card is an important step in making cryptocurrencies a practical choice for everyday transactions, especially in Europe, a key market for our growth. Our goal is to drive mass adoption of blockchain technology by bridging the gap between digital assets and traditional spending. This card not only improves accessibility, but also offers a more inclusive and rewarding financial future for all users,” said Vladimir Nosov, CEO of WhiteBIT.

Wallester AS, the leading card issuing platform in Europe, issues and offers the card as a payment institution authorized by Finantsinspektsioon (Estonian Financial Supervision and Resolution Authority) and an official main member of Visa.

Key Features of WhiteBIT Nova Card:

• 0% service fee: There are no opening, closing or storage fees for the Visa card. No initial deposit is required for activation, so you can use the card immediately;
• physical and digital cards: Users can choose between a digital version or a plastic card. A physical card allows you to increase spending limits and withdraw money from ATMs. It can be ordered with a delivery time of up to 10 working days (costs up to 10 euros);
• Support for various cryptocurrencies: WhiteBIT Nova supports popular digital assets including USDC, BTC, ETH, XRP, SOL, NEAR, ADA, AVAX, WBT and DOGE;
• Cashback up to 10%: Cardholders receive cashback in BTC or WBT for purchases in specific categories: Groceries (1%), Grocery/Restaurants (3%), Medicines (3%), Taxis (3%), Pet Products (5%), Subscriptions (10%). You can select up to three categories and do them dailychange;
• Referral bonuses: For each invited friend who activates the card, you can receive 1 USDC (maximum 50 USDC).

The WhiteBIT Nova card supports integration with Apple Pay, which enables convenient and secure contactless payments using cryptocurrency. It is available to EU citizens and is configured through the WhiteBIT platform. After verification, users can immediately start using the virtual card. The spending limits are up to 10,000 euros per day and up to 25,000 euros per month.

Rodriguez and Hill were arrested on April 24, 2024, on two charges: conspiracy to operate an unlicensed money transmitting business and conspiracy to commit money laundering.

The U.S. Department of Justice (DoJ) accused the Samurai Wallet developers of facilitating over $2 billion in unlawful transactions through their cryptocurrency mixing service between 2015 and February 2024. Additionally, the DoJ alleges that the developers helped launder more than $100 million in criminal proceeds from illegal dark web markets, such as Silk Road and Hydra Market, as well as other hacking and fraud schemes.

The case of United States v. Rodriguez and Hill threatens the established precedents of code as speech on two major fronts.

The first regards the “$2 billion in unlawful transactions” accusation. The prosecution implies that software that aids or facilitates the movement of money in any way is indistinguishable from money transmission and that it requires a money transmitter license, even if that software never holds custody of user funds. This is entirely at odds with the dynamic that had previously been established by FinCEN’s 2019 guidance and other legacy financial regulations.

The second implication is that software that defends the privacy of communications or transfer of value is not protected speech under the United States’ First Amendment.

Code is Speech

The United States has a long and unique tradition of defending freedom of speech.

Over the years, many court cases have reinforced these values, creating precedents that let developers create great software and share it online. That kind of software has made the United States the technological epicenter of the world, from AI to cryptographic finance; the freedom to build software today is critical to the economic success of the nation.

Texas v. Johnson (1989), for example, established that burning the U.S. flag in protest was indeed protected speech even though the “speech” in this case was “functional”, i.e., expressed in the destruction of the flag.

In the 1990s, with the rise of the internet, landmark cases like Bernstein v. United States (1996-1999) established that discussions about cryptography — specifically the sharing of source code involving cryptographic algorithms — was not a “munition” governed and regulated by the Arms Export Control Act and the International Traffic in Arms Regulations. On the contrary, the publication of source code explaining how cryptography worked was expressive speech and thus fully protected under the First Amendment.

The Bernstein case marked a critical victory for the Cypherpunks of the ’90s, whose contributions to open source software laid the foundations for Bitcoin: Many of the technologies that Satoshi Nakamoto used in its construction were indeed invented in the internet forums of the time. It was there that the Cypherpunks discussed the application of cryptography to the defense of freedom of speech, digital privacy, and civil rights.

In the Universal City Studios v. Corley (2001) case, however, something shifted slightly. Jon Lech Johansen, a Norwegian teenager, wrote software that jail-broke copyrighted movies from software locks placed there by Universal Studios, making movies playable in Linux systems. Eric Corley, a U.S. journalist, published the software online, which led to a massive lawsuit spearheaded by Universal Studios.

This landmark case turned on the question of whether something is speech or conduct in the realm of software. It established that when speech in the form of software gained “function”, such as the breaking of a DVD encryption lock, it suddenly became a tool and could become subject to regulation.

While Corley’s free speech protections were eventually reaffirmed in the Second Circuit Court of Appeals, the distinction between source code publications as a form of expression and functional software as a tool that can be regulated was established.

Despite the rulings — Corley even removed the copy of the DeCSS piracy software from his website — the damage was done. Internet civil disobedience spread the software far and wide, and the piracy wars of the 2000s raged on for years. They demonstrated not just the limits of free speech protections but also the limits of trying to enforce digital censorship.

Information simply wants to be free.

The Samourai case could face a similar challenge, and it is unclear whether “code is speech” can be a sufficient defense for Rodriguez and Hill.

Chink in the Armor

A controversial project that created as many loyal superusers as it did haters and critics is now on the front lines of the Biden-era lawfare, and the principle that code is speech appears to be at stake once again.

As a result, it has forced critics — myself included — to rise to the defense of a wallet that, while quite successful in its adoption, made many design choices that were questionable and for which they may be judged harshly in the coming months.

One potential weak point in their defense is their alleged enabling of sanctioned parties to “launder money” through their coin-mixing service. The U.S. Attorney’s Office for the Southern District of New York (SDNY) went as far as to embed a screenshot of the Samourai wallet account welcoming sanctioned oligarchs:

Coin mixers are akin to the virtual private networks (VPNs) used by law-abiding citizens and criminals alike. For privacy to exist, one must be able to hide in a crowd, their choices and personal information shielded from prying eyes, and to be revealed or judged after due process.

With that, the Samourai Wallet founders did not make themselves a difficult target. If the allegations by the prosecution are true, and they knowingly helped dress up wolves in sheep’s clothing, then they likely will have to pay a price for violating sanctions doctrines. A deeply chilling legal precedent could then be set, shaping the future of digital finance and directly harming the proliferation of such technology in the United States.

However, there may be hope in the change to a more crypto-friendly administration under the leadership of President Trump.

“I Will Defend Your Right to Self Custody” – Trump

During his keynote speech at the Bitcoin Conference in Nashville in 2024, Trump made a promise, one that he still has the opportunity to keep.

He promised to “defend the right to self custody”.

Without financial privacy, self custody is dramatically weakened, as seen by the growing wave of physical attacks on Bitcoiners in recent years. The liberty previously enjoyed by software developers to build self-custodial Bitcoin tools like Samourai Wallet, is on trial.

The chilling effect

The U.S. government has, for the most part, learned not to attack an already hardened legal precedent like freedom of expression. However, by going after the developers and maintainers of Samourai Wallet directly, the DoJ had a net negative effect on financial privacy in the U.S., and it spread a chilling effect among Bitcoin software developers.

Immediately following the arrest of Rodriguez and Hill, Phoenix Wallet, arguably the best self-custodial Lightning wallet in the industry, exited the U.S. app stores — a decision made to protect their business from a U.S. government that appeared hostile to Bitcoin self-custody software. (As of April 2025, Phoenix is once more available in the U.S.) Wasabi Wallet, another financial privacy software company, stopped offering its noncustodial mixing services to the public. And wallets like Blink from El Salvador geofenced American users from their app entirely.

If Trump is going to really defend the right to self custody, and stop the eventual deployment of a central bank digital currency (CBDC) in the United States (another election promise), he will have to address the need for financial privacy in the digital era and reverse the injustices set in course by the Biden administration.

In one way or another, these cases will leave a mark on his presidential legacy.

The US Federal Deposit Insurance Corporation (FDIC) has published the first draft of rules governing the application process for the issuance of stablecoins.

The initiative is implemented within the framework of the GENIUS law.The FDIC intends to consider public comments within 60 days of publication.

The proposal impacts depository institutions that wish to establish subsidiaries for the issuance of dollar-backed tokens.

Under the proposed application process, interested institutions would be required to submit letters to the Agency describing their activities, including financial information and asset protection plans.

In the coming months, there will be another, more significant rule that will set capital, liquidity and risk management requirements for stablecoin issuers, Hill said.

US President Donald Trump signed the GENIUS Act into law in July.The aim is to open a legal path for “stable coins” in the country.

Recall that in December, thanks to the new regulations, the CFTC launched a pilot program for the use of digital assets as collateral in derivatives markets.

With the TradingView integration, FxPro traders have direct access to advanced charts, real-time analysis and seamless execution. The combination of FxPro's institutional infrastructure and TradingView's analytical tools makes trading faster and more efficient for both professional traders and retail traders.

FxPro, one of the leading online brokers, announced the integration of the TradingView platform. This means clients have direct access to one of the most advanced charting and analysis tools available. This move strengthens FxPro's position as a technology-focused broker. High liquidity, reliable execution and a proven trading experience are now combined with TradingView's world-class graphics environment.

Platform for modern traders

TradingView has become one of the most popular technical analysis, social trading and market research platforms. Now used by more than 100 million traders around the world. Designed as a web-based charting tool, it has evolved into a complete ecosystem for real-time trading, analysis and communication.

TradingView gives traders access to live charts and technical indicators; you can test strategies and monitor market news - all from a cloud-based interface. Sync between desktop, tablet and mobile devices lets you analyze markets anywhere without losing your personal layouts and indicators.

What sets TradingView apart

TradingView's strength is the combination of simplicity and depth. The clean interface is easy to understand for beginners and experienced traders can create, test and publish their own indicators and strategies using the Pine scripting language.

Charts are available across multiple asset classes, including currencies, indices, commodities, stocks and cryptocurrencies, and are updated in real-time. Over 100 built-in indicators and thousands of community scripts make the platform one of the most versatile graphics engines in the industry. You can overlay multiple instruments, track correlations and perform detailed technical analysis with precise markup tools such as Fibonacci levels, Elliott waves and trend channelscarry out.

Another key element is the strategy tester. It allows you to implement ideas based on historical data and evaluate performance metrics - drawdown, profit factor, proportion of profitable trades - before entering the real market. An integrated global economic calendar and real-time news feed provide context for those combining technology with fundamentals.

Integration with FxPro

FxPro clients can now connect their accounts directly to TradingView and trade directly from the charting interface. Simply link your accounts and you can place, modify and close positions in real time - supported by FxPro's extensive liquidity and fast execution infrastructure.

The integration combines TradingView's visual analysis with FxPro's award-winning execution conditions, shortening the path from analysis to trading. Regardless of the horizon - scalping or position ideas - the trader receives the efficiency of a single, unified platform.

"By integrating TradingView into the FxPro ecosystem, the company gives its clients the ability to trade directly from the charts they already trust," notes an FxPro representative. "It's about combining flexibility and power: instant access to institutional-level execution through an intuitive interface."

Institutional quality for all

There is a powerful infrastructure behind the integration. FxPro's trading servers are located in data centers of the largest liquidity providers and MetaQuotes, ensuring order routing in fractions of a millisecond and minimal latency across all markets. Combined with the analytical precision of TradingView, this results in a smooth, fast trading experience - a rarity among retail brokers.

FxPro's institutional focus has grown in recent years and a significant portion of revenue now comes from professional and institutional traders. Continuous investments in low latency technologies, liquidity aggregation and regulatory transparency underline its commitment to providing the same high quality of execution to all customer categories.

Community and Learning Benefit

The active TradingView community adds a new dimension to the FxPro offering. Users exchange ideas, comment on analysis and follow top traders. This type of interaction creates a collaborative learning environment: beginners see professional-level analysis and improve their own approach.

For FxPro clients, this community access complements the broker's existing educational materials and market reports and provides a broader perspective on global trends and investor sentiment.

Getting Started

The connection is easy.Simply log in to your TradingView account, open the trading window at the bottom of the interface and select FxPro from the list of supported brokers.After logging in with your FxPro credentials, trades will be executed directly from the chart - no need to leave the platform.

The integration is particularly useful for those who rely on technical analysis: visual assessment, pattern recognition, multi-timeframe.This speeds up the cycle - from idea to execution it only takes a few seconds.

Step forward in awarenessTrading

The integration of FxPro and TradingView is a consistent step in the strategy of combining advanced technologies with first-class trading conditions.By combining TradingView's analytics ecosystem and FxPro's execution infrastructure, traders gain access to a truly professional platform without sacrificing simplicity and accessibility.

In the context of developing markets, tools that combine accuracy, speed and reliability are particularly important.Integrating FxPro with TradingView puts the company at the forefront of this dynamic, enabling it to analyze, make decisions and execute trades with confidence in a single, seamless environment.

The Fear and Greed Index, a key indicator of market sentiment, rose from 74 (extreme greed) yesterday to 83 (extreme greed) today.The world of cryptocurrencies is rapidly changing and transforming traditional finance.Cryptocurrency and blockchain technology are redefining global markets.

From Bitcoin-backed ETFs like BlackRock and Fidelity buying a record $500 million in Ethereum ETF investments to the rise of stablecoins, Citi research data shows how cryptocurrencies are transforming traditional finance.This article examines three key trends: MicroStrategy joining the Nasdaq 100, Ethereum ETFs generating billions of dollars in trading volume, and stablecoins reshaping global finance with trillions of transactions.

1. Spot Bitcoin ETFs recorded nine consecutive days of net inflows, and spot Ethereum ETFs recorded 12 consecutive days of net inflows.

   MicroStrategy (MSTR) joins the Nasdaq 100.

   ETF BlackRock and Fidelity raise $500 million in Ethereum.

   Stablecoins rival the US dollar's $1.4 trillion dominance in the first quarter of 2024 and will continue that trend through 2025, according to Citi Wealth.

   BNY Mellon CEO: Tokenization is an important trend in financial markets.

Cryptocurrency Fear and Greed Index |Source: Alternative.me

Top performers for 24 hours

Record high outflows raise big questions about institutional trust in Bitcoin and Ethereum.

The securities of the retailer Fix Price (FIXP) fell at the start of trading on the Moscow Stock Exchange due to the dividend gap in the price. The receipt price fell by 18.88% to RUB 167.1 per paper. As of 10:05 Moscow time, the decline slowed to 16.8% and the security price recovered to₽171.2.

Thursday, December 12, was the last day the stock traded without a dividend. On December 5, Fix Price's board recommended interim dividends for 2022-2024 of RUB 30 billion (or RUB 35.3137 per share).

The date on which the persons receiving dividends on securities are determined is December 13, 2024. In order to be included in the register and obtain the right to dividends, it was necessary to purchase securities one trading day before the closing date of the register.

On the day the payments were announced on December 5, fixed-price receipts on the Moscow Stock Exchange increased by 37%. For minority shareholders who held the asset before the recommendation, this would have brought a return of more than 20%.

The payment of the interim dividend was a positive surprise for the market. “We were not sure whether the company would pay dividends after the shift to Kazakhstan or wait for the possible next stage - the shift to Russia, the likelihood of which it reported,” analysts at BCS World of Investments noted.

At the end of October, Fix Price CEO Dmitry Kirsanov reported that the company was considering various options as further strategic moves, including the possibility of obtaining a stock exchange listing for the group's key operating assets, followed by the possibility of moving to this level of ownership for minority shareholders. Fix Price's main operating subsidiary is the Russian LLC Best Price. A representative of Fix Price explained that we are discussing a listing on the Moscow Stock Exchangespeak.

In October 2023, the retailer received a listing on the Astana International Exchange (AIX). In November 2023, Fix Price shareholders decided at an extraordinary general meeting to move its headquarters from Cyprus to Kazakhstan. The company had previously announced plans to maintain its listing on the Moscow Stock Exchange after the "move".

According to trading experts, signs of stress in the market are beginning to subside as the price of Bitcoin stabilizes. However, there is a possibility that short-term volatility will increase in the next few days.

Low liquidity can lead to a cascade of trader position liquidations even with small price movements of an asset, experts at QCP Capital believe. Unless there is a decisive breakout in one direction or the other that significantly changes traders' positions and expectations for 2026, cryptocurrencies are likely to remain in a narrow price range.

The market was caught between weak liquidity and the actions of traders, analysts said. QCP Capital predicts continued uncertainty in the market until full trading activity returns at the start of the new year in 2026. Next week will show whether the market will be able to maintain a fragile balance or not, experts concluded.

The current situation reminded analysts of December 2017, when large players also set positions en masse. However, today the structure of the crypto market itself has changed dramatically: spot Bitcoin ETFs have appeared, which create additional correlation with traditional assets.

An analysis of economic factors revealed an interesting detail: Gold's growth comes against the backdrop of stagnation in Bitcoin and could be a signal for a reassessment of the role of cryptocurrencies as a defensive asset. Central banks continue to increase gold reserves while ignoring digital assets.

The market is likely testing the hypothesis of whether Bitcoin is able to maintain its status as a hedge against inflation in conditions of political uncertainty, QCP Capital representatives concluded. Previously, Tether CEO Paolo Ardoino said on the Bitcoin Capital podcast that the main risk factor for Bitcoin in 2026 will be the “artificial intelligence bubble.”